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Content provided for educational and informational purposes only and should not be construed as individualized financial, legal, or tax advice.

Views expressed are solely those of Dr. Mikel Van Cleve and do not represent any employer or affiliated organization.

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP® in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.